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Uncategorized Wednesday, April 4th 2012 at 4:50 pm

Why EA Beat Out Bank of America For The Worst Company in America Title

The consumers have spoken. Electronic Arts, better known by its nickname EA, is the Consumerist’s Worst Company in America for 2012, as voted by users. For those of you who are familiar with EA, this probably isn’t a huge surprise, EA’s Origin platform is widely considered to be garbage, their DLC policies seem pretty greedy, and there are more customer support horror stories than you could ever care to hear. All that aside, EA makes video games, yet still beat out companies like FacebookApple, and in the final showdown, Bank of America, companies that stand accused of stealing your personal information, utilizing large amounts of sweatshop labor, and stealing your money or even your home, respectively. How could EA compete with that?

There are a couple of reasons, and while in the end you might not agree that EA could ever accomplish anything as bad as Bank of America’s illegal and mistaken foreclosures, you can at least make a little sense of how this vote came out the way it did.

EA produces luxury products; Bank of America provides a necessary service.

Normally, you’d think that this would result in EA getting cut more slack and Bank of America being cut less. After all, when you’re dealing with something as important as protecting and preserving all the money you have, you’d think that you’d be especially sensitive to poor business practices, more sensitive than you are about games. It seems it’s the other way around, and if you really think about it, it makes complete sense.

Take nickel and diming, for example. One of the biggest beefs with has to do with things like Day 1 DLC, which is arguably similar to selling games piecemeal at inflated prices. Consider it an extra fee, if you will. Wait, extra fees? That sounds like a banking thing! In fact, that’s a critisism of Bank of America — and plenty of other banks — but Bank of America fees are higher than DLC prices, so what gives? To put it simply, you shell out $60 to buy a video game and then have fun; you open a bank account even though it can be a pain because you have to. When your expectedly fun video game experience comes part-and-parcel with hidden fees, you get upset because you feel like your potential fun is being stolen from you. When your expectedly annoying bank experience involves extra fees, it’s just more of the crap you were expecting anyways. It’s a little harder to get indignant because you weren’t really expecting to have what might be considered a “good time.”

Gaming is a social activity increasingly built around online play; Banking is banking.

The decision of Worst Company in America for 2012 was decided by a reader poll. I mean, that pretty much sums it up right there. That is to say, this isn’t an in-depth judgment; it’s more about which company can rally its anti-fans into a more spiteful ardor. EA had the distinct (dis)advantage of having a vocal, Internet savvy group devoted to hating them. Bank account holders are less of a tight-knit group.

Considering that the voting system here was a little bit less than scientific, you have to attribute a lot of it back to the ability to get fired up, and a lot of getting fired up is mindlessly talking to people who agree with you and agreeing with them in a sort of emotional echo chamber. In a word: Circle jerking. That’s not to say these companies don’t do bad things, but talking about how you hate Company X with other people who hate Company X will get you fired up enough to shout “VOTE X!!!!” from the rooftops, or Twitter. Whichever really. Gamers could go do that on forums, or reddit, or any number of Internet locations built exclusively for them to talk to each other. People who hate Bank of America? It’s a little tougher to find a good bashing forum.

That’s not to mention that gamers are pretty much heavy Internet users by definition. Bank account holders, not so much. That can pretty seriously skew who’s voting and even who is aware of the vote. You can bet that links were plastered all over gaming forums.

It’s easier to (think you) know about gaming than it is to (think you) know about banking.

Banking is pretty complicated. Buying a game and then being happy, or not being happy, is considerably less so. Okay, so maybe putting money into an account and then taking it out isn’t that hard, but there is a lot going on behind the scenes that you probably don’t understand and that you know you probably don’t understand. Whether you’re talking about the logistics of a mortgage and what a title transfer actually involves, or you’re trying to trace the reasoning behind various fees through a maze of fine print, it’s confusing and you know it’s confusing because you’re confused. Confused yet?

With a game on the other hand, you buy it and it either pisses you off and or it doesn’t. The framework of the game, the complicated parts, the analogue to a bank’s fine print if you will, isn’t in front of you. It was over and done with months ago. You don’t get to see it. You just see a pile of awesome, or a big batch of suck and those are easy to recognize. If a bank slaps you with a fee, maybe you missed something in that fine print you were supposed to read, or even if it is unfair, it might be hard for you to articulate why or how it’s unfair. If a game sucks, it probably just sucks, and that sucks.

Also, it’s worth noting that your average gamer has played more video games than your average bank account enthusiast(?) has had bank accounts. Gamers will have played a good game they can use as a measuring stick, probably several. “These clipping issues are insane. I’ve played dozens of games where this wasn’t an issue.” With a bank accounts, you may not know better. Is the size of that overage fee Bank of America being evil or just the reality of banking?

Bank of America isn’t the only place you can get a bank account; EA is the only company making EA games.

This is probably the biggest factor. A bank account from Bank A and a bank account from Bank B are arguably perfect substitutes. They both accomplish the same thing. An EA game and a thatgamecompany game are not. If Bank of America screwed you over (and it’s not life-destroying) you can go somewhere else. If Mass Effect 3 sucks, playing Journey won’t fix the problem; Mass Effect 3 still sucks. You could argue that so far as aiming to amuse you, all games are the same. But then so are all movies, and all music. Tell me that all bank accounts are the same and I might be more inclined to believe you.

This effective monopoly compounds with the fact that you don’t get emotionally invested in your bank account (presumably). Sure, you get emotionally invested in your money (maybe?), but you can theoretically move it to a better bank account and be done with it. I can’t move my Commander Shepard into a better game that doesn’t require additional ending DLC. And that makes me sad because I love my Commander Shepard. And that makes me angry because real men don’t feel sad. And that makes me whine loudly about how much EA blows. And that makes me want to vote against them in a poll. I can’t imagine I’m alone.

Now, none of this to say that EA isn’t a bad company. I’m not much of a fan myself. It’s also not to say Bank of America isn’t a horrible company either. I don’t feel that fit to judge because, after all, I am aware that I hardly know anything about banking. It’s just to say that whether or not EA is the worst company in America this year, it completely makes sense that they won an open poll on the subject. But let’s not direct all the anger at them, Okay? Just look around you, there are plenty of things to hate.

(image via The Consumerist)

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  • Rikardo

    DLCs discust me, for real. If It’s not an “significant” expansion to a game, it should be a patch (or mod if you so like). As a Linux-user since 2005, I guess im used to either free open-source software, or proprietary software that costs but still with a lot more humane approach. This all-for-the-money-crap rly takes the fun out of gaming!

    Say no to this kind of behaviour, stop buy DLCs, complain to the company or whatever. In the end its the consumer(s) that controls the market, or atleast it should be.

  • Guest

    I work in finance, I’m also a reluctant EA customer – believe me, banks only wish they could get away with some of the stuff EA pull off.

  • Guest

    Sorry, but it’s absolutely absurd to me that companies that have financially and otherwise ruined many people’s lives could lose to one making (often decent!) luxury products.  Likely, the people rightfully indignant about becoming homeless don’t have a computer set up to vote for BofA in this poll, or perhaps more important things to do with their time.

  • tired

    EA has a monopoly on it’s product. It is using that monopoly to force acceptance of some thoroughly unethical buisness practices which take financial advantage of it’s (often young) client base, practices that banks would struggle to get away with in the current climate. No, it dosen’t foreclose on people’s loans, but it can only ruin the industry it’s in, and it’s done a pretty good job of that so far ;)

  • Guest

    There are a few companies that have done WAY more harm to the industry than EA.  One that comes to mind is Zynga.  Activision is another.  Companies that are actually devoted to running exciting intellectual properties into the ground.  Companies that steal ideas wholesale from struggling, independent developers. Companies that regularly sue small, underdog studios.  But that’s another discussion altogether.

    You have a point about EA’s low respect for their customers. But here’s the thing: no one has to buy things from EA.  If you don’t like their business practices — don’t buy their games!

    Financial institutions are different — the economy needs them to function.  The economy is not going to go under if EA goes out of business.  It is not a company that required bailouts from the government and then turned around and foreclosed people’s homes either in error or intentionally, thinking they could get away with it.  It is not a company that wants to charge you money for being lending them yours.  There is absolutely no justification for voting EA worst company over a company like BofA, except maybe if you are the Internet and upset with the ending for Mass Effect 3.  

  • http://pulse.yahoo.com/_FTUGZWEAZAKSUFA25G6FH4Q4DA Todd

    BoA is evil, but what bank isn’t? Banks throw people out of homes. That is a part of the business they are in. The people thrown out by BoA would have been thrown out by Chase or any other bank. They would still be homeless. You cannot compare apples to oranges for “worst” based on the same criteria. Instead, one must evaluate them separately. What it comes down to is BoA was following longstanding industry standards while the other, EA is in the process of creating them. BoA doesn’t actively look for ways to screw over their entire customer base, EA does.  

  • Bear

    This man(woman) speaks the truth! Any justification for this is just feeding the ignorance of the real issues plaguing our economy. 

  • Guest

    EA is the reason I’m so cynical about customer support.

  • Thesilentmole

    A monopoly implies that they own all of the industries related to making games, including the company that makes the discs and the company that ships their products. That is not the case. They also do not own a “monopoly” as they are not the only ones making video games, and are not even making them all on one machine. Saying EA has a monopoly on anything other than ‘EA has a monopoly on making NFL Specific games’ is crazy. And of course they’re the only ones that make NFL specific games, like Disney Interactive is the only ones that can make Disney games, or that THQ is the only one that can make Imagine Babies games. It’s their licenses; if the NFL wanted to have somebody else make it’s games, they wouldn’t have agreed to the terms.

  • tired

    I’m glad we can agree that EA is harming the games industry, although obviously I’d suggest Day 1 DLC, enforced snooping on users computers through the EULA of their Origin platform, a heavily exploited monopoly on sports titles and many other AAA IP’s, not to mention other agressive business practices every bit as ugly as Zynga or Activision’s places them at the top of a rather nasty industry pile.

    As I said before, you can only ruin the industry you’re in, and EA isn’t a bank, just as BofA isn’t a games developer/publisher. If you take that into account either company would have been a richly deserved winner :)

  • tired

     They have a monopoly over a number of IP’s that people are emotionally invested in. They also have a monopoly over a large number of official sports titles. I fail to see how whether or not they subcontract the manufacture and distribution of their product has any impact on their monopoly over it’s creation and sale.

  • Anonymous

    I think your argument against this has a couple of fallacies.  I think EA definitely deserves this “award”.  First off, this isn’t “Company who has damaged their own market the most”, it’s “Worst company in America.”  So I think you have to really look at what EA does from an internal standpoint instead of the effects that EA has.  I mean, obviously EA is huge and successful, I wouldn’t say they are damaging anything really except their connections to their fans.  Money is money, and having it pump into the game industry is fine by me.  But it’s how they are making this money that disgusts people, including myself.

    ” But here’s the thing: no one has to buy things from EA.  If you don’t like their business practices — don’t buy their games!”

    Falser than false.  Please explain to me how I’m going to play a decent hockey video game that doesn’t come from EA?  You can’t, buddy.  They know this.  They know they can be greedy, every single year.

    I’ll continue on the sports franchise bit because that’s where I’ve been affected by EA the most recently, with NHL ’12.

    Now I love me some hockey, and I love me some video games, so there’s nothing better to strap on the virtual skates on a night my team isn’t playing and see if I can make some plays myself.  I’m more than happy to pay EA $60 for a hockey game.  I was even happy to download the demo on xbox to make sure I really wanted it. 

    The first major downfall is the fact that you have to enter an online code that gets associated to your email to play online.  I did this on my roommates xbox live account, and guess what.  He got hacked from some dude in china and xbox put the account on hold for an entire MONTH while they figured it out and restored it.  No problem I thought, I’ll reactivate my old xbox live account and be back on the ice.  Nope.  No online for me.  Since it’s associated, you have one account that you can play that game online on.  It’s just so absurd.  You can connect the dots as to why they greedily do this. 

    Next is something that really irks me.  When I downloaded the demo, I tried out their new game mode that is like a fantasy team that uses “cards” for players and lets you build your roster and have a chance at star player cards and the like.  It was so fun.  SO fun.  So when I finally bought the game and played the mode for real, I was brought down so quick and haven’t played it since.  That’s because there is a currency in it, EA pucks, and you can purchase them with real money.  No problem I thought, it’s understandable.  If someone with some extra cash wants to straight up buy Gretzky and have a great team, good for them. One day I’ll have a team that good from paying nothing, just taking extra time to get there, which is how it SHOULD be.  Nope.  The kicker is that you need “contract” cards for your players that you get with EA pucks.  You do earn EA pucks from playing of course, but YOU DO NOT EARN ENOUGH TO SUSTAIN CONTRACTS FOR YOUR PLAYERS.  It’s awful finishing a game up and praying to GOD your player isn’t surrounded in red and you know you have to go spend everything on contracts.  It really forces you to buy EA pucks to keep your team going which is AWFUL.  Completely ruined an awesome game mode, and I feel it’s because EA is a greedy company.  Really makes me mad typing this because I want to enjoy that game mode so bad.  Never got to put the time into it :(

    I can see your reasons for saying other companies are worse, like the banking institutions.  In the end, we all have to agree to buying a product from a company.  So if a bank screws you, it’s your fault for signing.  If EA screws you, it’s your fault for buying their games.  I understand that.  The difference to me is that people don’t “love” their house loans, car loans, mortgage.  People really do love their video games.  They love sports.  EA has pulled us over with our heart strings and raped us in the ass, plain and simple.  They come off as a game company that is more concerned with the $$$ and not the quality of their games.  It’s obvious.  Banks do this too.  But again, I don’t love my money.  I love the childhood happiness from holding a controller and enjoying some virtual games, EA should be ashamed for exploiting this.

    I’m glad they were.

  • Anonymous

    Spot on – This is to Todd.

  • David Trudeau

    I’m not sure you understand what a monopoly is. Anyway, day 1 DLC is the same as day 100 DLC. if you don’t like it, don’t buy it. It’s not evil, it’s not a rip-off, it’s just goods and services. Customers are just spoiled brats sometimes.

  • Zeonchar

    “disgust”

  • http://www.facebook.com/annabananakipnis Anna Kipnis

    “Please explain to me how I’m going to play a decent hockey video game that doesn’t come from EA?”
    I’m sorry to hear about all your troubles, but I think you can agree they are nothing compared to people losing their entire livelihood thanks to other companies on that list.  Those people are unable to play hockey games even if they adore EA.  It has nothing to do with “loving money” and everything to do with having any at all for basic needs, like shelter.

  • http://pulse.yahoo.com/_FTUGZWEAZAKSUFA25G6FH4Q4DA Todd

    Anna, which bank doesn’t throw people out of homes? That is just a part of being a bank. And like I said previously, it could just as easily be Chase in that hot seat as it is BoA, had the cards been a bit different. By your reasoning, winners of this award could only be weapons companies, oil companies and financial institutions, as they are the only ones capable of doing the types of damage you justify as being worthy. Do you not see a problem with your reasoning? EA can’t kick you out of a house, or have a bomb with their name on it dropped on you, or destroy the ocean with an oil spill. But what EA can do to be evil to their customers, no one else in it’s line of business even comes close to doing. Are you really telling me, the other banks aren’t just as evil and wouldn’t have done exactly what BoA did had they gotten the Countrywide assets? Because that is the difference. Any financial institution would have done the same as BoA while no one in EA’s line of work even comes close to the atrocities they perpetuate. 

  • http://www.facebook.com/annabananakipnis Anna Kipnis

    On the contrary, I think it’s very important to have industry context here.  If a company running a nuclear plant caused heavy civilian deaths through willful negligence, would you still have rated EA above them for “worst company in America”?  It is utter hyperbole to rate EA, a luxury goods company, worse than one integral to the US economy that was instrumental in nearly launching the country into an economic depression, wrongfully foreclosing on people’s homes, and so on.  

  • Pam Toll

    I believe you are making a terrible error.. its is NOT EA that is the problem. Especially with software and malware..it is EN_US that falsely portrays itself as a UNITED STATES Based organization that supports computer programming. IT IS A HACKING RING Self identifying itself and ADDING itself using FALSE USA connections to major internet browsers such as MOZILLA and other Partners with major websites. Their orgin is a crime ring formulated in around 2004-2005 and they created their Own business status and FALSE REFERENCES…
    Im not sure WHY you complain about EA. But I DO KNOW you probably are getting bogus info from EN_US if you check your URL bars on MANY WEBSITES AND SOME EMAIL ACCOUNTS PERSONAL.. you will see they penetrated you and they do NOT WORK FOR THE UNITED STATES GOVT.. A dude at a library said it means ENGLISH USA… NO IT DOESNT.. not at all.. MICROSOFT shows you have ENGLISH characters when you CHOOSE ENGLISH. THIS SHOWS UP WORLD WIDE IN ANY LANGUAGE AT ALL.. theyre hacking you with those downloads on your browsers.!!!! I AM A WITNESS.. and i do not know what the discourse with EA Is..

  • http://www.facebook.com/pami.toll Pami Toll

    My name is PAM TOLL. I am a witness and one of their first targets.  I identified them in PARK FOREST IL in  2004 

  • Katiiekaophonicc

    EA make sims, and i love sims.. Couldn’t care less about anything else they do wrong

  • http://www.bionicme.com/ Cecil Ngo

    Normally, you’d think that this would result in EA getting cut more slack and Bank of America being cut less.

  • Realjamaican5

    Ur whole argument seems to be based on a comparison between bank of America an ea ..so its like ur trying to manipulate ur findings to prove something ..come beter than that

  • http://brettboone.com/ jacken

    What it comes down to is BoA was following longstanding industry
    standards while the other, EA is in the process of creating them.

  • http://twitter.com/SexyGeekSG Sexy Geek

    It’s insane and obviously slanted that EA won this award.  While they do some pretty stupid things from time to time, they are by far worse than BOA.  Hell, even Sony is worse than EA, what about Best Buy, the list goes on.

    To the first commenter…….ditch your Linux.  Stop complaining about something you know there is no mainstream support for.  

    I had an issue with EA/Dice in Battlefield 3.  I was unfairly banned from online play due to a Dice screwup.  In the end, a very nice girl from EA Executive Customer service got me a refund and my account back to playing.

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  • http://www.wasteadvantagemag.com/ Joseph Culpepper

    Say no to this kind of behaviour, stop buy DLCs, complain to the company
    or whatever. In the end its the consumer(s) that controls the market,
    or atleast it should be.

  • http://www.graniteaustin.com/ Asia Lance

    Normally, you’d think that this would result in EA getting cut more slack and Bank of America being cut less. After
    all, when you’re dealing with something as important as protecting and
    preserving all the money you have, you’d think that you’d be especially
    sensitive to poor business practices, more sensitive than you are about
    games.

  • Anonymous

    Kids who can vote on the internet also have experience with EA but not much experience getting screwed over by Bank of America.

  • Charzeon

    “I’m”

  • Han solo

    never heard of Starcraft or World of Warcraft? They’re made by Blizzard. try something else instead of EA. gamers are just crybabies and complainers, i know because i am one.

  • http://www.facebook.com/profile.php?id=1208921 Nikki Lincoln

    That’s not at all what a monopoly is. You just described vertical integration, which is a tactic for companies to control each part of the supply chain to lower costs. Being a monopoly depends on how you define the market and your competitors and basically, how much of a share you have of that market. If you describe the market as “video game companies” than EA probably might not have a significant enough percentage of the market to be considered a monopoly. But let’s say you said that video games don’t all directly compete with one another and “sports video games” was the market you were looking at – well, EA makes many of the biggest sports titles that are released each year and if you want to play as your college football team, well you are probably going to be NCAA Football 2013 because there just isn’t anything that’s nearly as good. That’s what the article is saying though – if you want to play that specific game (or even type of game for the sports example) than you have to get it from EA and then possibly have to continue to spend even more money just to unlock content. 

  • http://focusseo.net/ Maud Colby

    Normally, you’d think that this would result in EA getting cut more slack and Bank of America being cut less.

  • Deric

    EA Suck @$$

  • Josef Wilson

    This may be the most appropriate forum of all to work toward changes in corporate policy. The government may investigate and prosecute illegal business practices of banks, but not so much with luxury companies. On the other hand, luxury item companies like EA survive based on their popularity and word-of-mouth referals of their goods and services, and are much more likely to change their Standard-Operating-Bulls**t when their sales plumet from being distinguished as the worst entertainment producer in the U.S. (which would put them somewhere in the running for worst world-wide).

  • tom

    ea is absolutely a horrible company.. they have fucked up both battlefield 3 and mass effect 3 for the sake of more money(the original games made a crap ton already, they’re just milking in 20% more or so, but in return they give you a shitty game)

  • robeywan

    It’s because entitled children are the only ones voting in these ‘polls’. Of course EA wouldn’t even come close in an actual contest.

  • likalaruku

    TC’s awards thing may be well-intentioned, but poorly structured. Apples & oranges comparisons. What they need to do is segregate entertainment companies like Ticketmaster & EA from companies that can actually do damage like Sallie Mae & BofA & claim separate winners.

  • likalaruku

    Children make up less than 20% of gamers. That’s why gamers should be ashamed of themselves for prioritizing entertainment over finance.

  • Moha

    EA is shit and should burn in hell